Terms of Use for Brittany Ratelle LLC

Please read these Terms of Use carefully before purchasing, accessing or using any of our  products and services.

Terms of Use  

Our  Programs,  Products,  and  Services  are  owned  and  operated  by  Brittany Ratelle  LLC  (“Company”, “we”, or “us”). The term “you” refers to any purchaser and/or user of any of our  products and services.

These  Terms  of  Use  (“Terms  of  Use”)  state  how  you  may  use  our  programs,  products, services and  their  content.  Please  read these Terms  of Use carefully. We reserve the right to change these Terms of Use from time to time. By using any of our products and services you are agreeing  to  the Terms of Use as  they appear and are legally bound by them, whether or not you have read them. If at any time  you  do  not  agree  with  these  Terms  of  Use,  please  stop using  our  products and services.

You understand that these templates do not constitute legal advice or form an attorney‐client relationship.  Laws change frequently and while efforts are made to keep the contract templates  up‐to‐date, they are not guaranteed to be current, or even accurate, in every jurisdiction. Please consult with a licensed attorney in your jurisdiction to personalize any template to your business and its operations.  

These Terms of Use require the use of arbitration on an individual basis to resolve disputes,  rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully understand and agree that by enrolling in, purchasing and/or using any of our products and services that you are waiving  certain legal rights and you are voluntarily agreeing to do so.

Use and Consent  

By purchasing or using any of our products and services you agree to abide by these  Terms of Use as well as our Disclaimer, Terms and Conditions and Privacy Policy, and any other  terms and conditions that may apply, and are you are required to act in accordance with them. Accessing,  purchasing  or  using  our  products and services, in any  manner  constitutes  use.

All of our products and services are intended solely for users who  are eighteen  (18) years of age or older. Any  registration by, use, or access  to any product or service by anyone under age 18 is unauthorized, unlicensed, and  in violation of these Terms of Use. By using our products and services, you represent and warrant that you are at least 18 years old.

Intellectual Property Rights

Our  Limited  License  to  You.

The content in our products and services is solely owned by or licensed to us, unless  otherwise  indicated.  This  content  includes,  but  is  not  limited  to,  the  design,  layout,  look,  appearance,  graphics  of  our  program materials  or any  other material  or aspects  of materials  provided by us to you. Reproduction is prohibited other than in accordance with the copyright  notice, which forms part of these Terms of Use.  

If  you  purchase  or  access  any  of  our  products or services through our website at brittanyratelle.com,  you will be considered our Licensee. For the avoidance of doubt, all content obtained  through  us  is  our  property,  and  you  are  granted  a  revocable,  non‐transferable  license  for  personal, non‐commercial use only, limited to you only. This means that you may not use our products and services  in  a  manner  that  constitutes  an  infringement of our rights or in an unauthorized manner.    

You are being granted a limited license to use our products and services  with  permission  and  restrictions.  This  means  that  when  you  purchase  a program, product or service from our website or otherwise, you are purchasing the limited right to use  the  materials with  the certain  conditions  as  specified in these Terms of Use.  

You are permitted to use our products and services as follows:  

• You  may  download  and/or  print program materials for  your  own  personal  use  in  your  business.  
• However, you are not permitted to share, sell, reprint or republish any other of our Program  Materials,  including  handouts,  for  resale  or  mass  reproduction  purposes  for  your  own  business use.   
• Any trademarks, taglines, and logos displayed on program materials are trademarks belonging  to us. All trademarks reproduced in this Website, which are not the property of, or licensed to  us,  are  acknowledged  on  the  Website.  Any  use  including  framing,  metatags  or  other  text  utilizing  these  trademarks,  or  other  trademarks  displayed,  is  strictly  prohibited  without  our  express written consent, or permission granted herein.   
• For  those  trademarks,  taglines,  and  logos  for  which  you  are  granted  permission  to  use,  the  trademark  indicia  must  be  included  at  all  times.  Any  marketing  or  promotional  tools  and/or  program, product or service titles  or  any  other  title  or  information  of  ours  bearing  the  trademark symbols (™) or ® may not be used by you for any reason without our express written  permission.  

All rights not expressly granted in these terms or any express written license, are reserved by  us.  

Information You Are Prohibited from Sharing with Others

As a Licensee, you understand and  acknowledge  that our products and services and  the program materials have been  created,  developed  or  obtained  by  us  through  the  investment  of significant  time,  effort  and  expense, and that this information is a valuable, special and unique asset of ours which needs  to be protected from improper and/or unauthorized use.   

When  you  enroll  in  or  purchase  our  program, products, or services, you agree  that  you are  clearly and expressly prohibited from doing the following:   

You  will  not  copy,  share  or  steal  our  programs, products or services , or any parts of them.     

You will not in any way use, copy, adapt or represent any of our programs, products,  services or program materials in any way as if they are yours or created by you.   

You will not engage in improper and/or unauthorized use of our Programs, Products,  Services  and  program materials. Improper  and  unauthorized  use  includes  but  is  not  limited  to  modifying,  copying,  reproducing,  republishing,  uploading,  posting,  transmitting,  translating, selling, creating derivative works, exploiting, or distributing  in any manner or medium (including by email or other electronic means) any Program  Materials  or  any  other  information  accessed  or  purchased  through  our  Programs,  Products  or  Services,  or  any  other  communications  provided  by  us  for  your  own  personal use, business/commercial use or in any way that earns you money.   

You  will  not  duplicate,  share,  trade,  sell,  or  otherwise  distribute  our  Programs,  Products, Services or program materials  to any other person,  for  their personal  use,  business/commercial  use  or  in  any  way  that  earns  them  money,  whether  it  was  known to you or not at the time that you shared the information that their intention  was to use the program materials for their own personal use or business/commercial  use. This means you  cannot  share  or  sell  or any  part  of  our  Programs,  Products and  Services or program materials to someone else so they can copy and/or use them for  their  own  personal  use,  business/commercial  use  or  in  any  way  that  earns  them  money. You are  the only one granted a limited license  to use our Program, Product,  Service, and program materials.  

You will not violate our intellectual property rights, including copyright and trademark  rights. Downloading, printing, or otherwise using our Programs, Products, Services or  program materials for your own training purposes in no way gives you any copyright,  trademark, intellectual property or ownership rights of our Program, Product, Service  or program materials.   

You  will  not  reprint  or  republish  any  part  of  our  Programs,  Products,  Services  or  program materials  for publication or compilation into your own products, programs,  services or program materials for your own personal use or business/commercial use  or in any way that earns you money.     

You will not use our Programs, Products, Services or program materials in a manner  that  constitutes  an  infringement  of  our  rights  or  in  a  manner  that  has  not  been  authorized by us through our prior written consent.    

You may not engage in improper and/or unauthorized use of our program materials or  any  other  information  related  to  our  Programs,  Products,  or  Services.  Unless  otherwise explicitly authorized in these Terms of Use, improper and/or unauthorized  use  includes  but  is  not  limited  to  modifying,  copying,  reproducing,  republishing,  uploading,  posting,  transmitting,  translating,  selling,  creating  derivative  works,  exploiting,  or  distributing  in  any  manner  or  medium  (including  by  email  or  other  electronic means)  for commercial use, to any other person in a way that earns them  money,  any  Program  Materials  or  any  other  information  accessed  or  purchased  through our Programs, Products or Services or any other communications provided by  us to you promoting or relating to the Programs, Products or Services.  

You  understand  and  agree  that  engaging  in  the  prohibited  use  or  the  improper  and/or  unauthorized use of our Programs, Products or Services or program materials as set forth in  these Terms of Use is considered theft and stealing and we retain the right to prosecute theft  to the full extent of the law.   

You agree and understand that prohibited use, improper and/or unauthorized use may give  rise to a civil claim for damages and/or be a criminal offense.

 Limitations  on  Linking  and  Framing

You  may  establish  a  hypertext  link  to  our  website so  long  as  the  link  does  not  state  or  imply  any  sponsorship,  endorsement  by,  or  ownership  by  our site nor state  or  imply  that  we  are sponsored, endorsed or have ownership rights in your website. However, you may not frame or  inline  link  our  content  without  our  written  permission.

Your  License  to  Us

By  posting  or  submitting  any  material  on  or  through  our  Programs,  Products, Services or program materials, such as comments, posts, photos, images or videos or  other contributions, you are representing that you are the owner of all such materials and you  are at least 18 years old.  

When you submit to us or post any comment, photo, image, video or any other submission for  use on or through our Website, you are granting us, and anyone authorized by us, an unlimited,  royalty‐free, perpetual, irrevocable, non‐exclusive, unrestricted, worldwide license to use, copy,  modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform  or  display  such  contributions,  in  whole  or  in  part,  in  any manner  or medium,  now  known  or  developed  in  the  future,  for  any  purpose,  and  granting  us  the  right  to  make  it  part  of  our  current  or  future  Programs,  Products,  Services  and/or  program materials.  This  right  includes  granting us use or exploitation of proprietary rights or intellectual property rights like copyright,  trademark, service mark, trade secrets, patent rights or any other of your intellectual property  rights under any relevant jurisdiction without any further permission from you or compensation  by us to you. This does not include any of your own ideas, programs or offerings.  We will not  take, borrow or steal any of your ideas, programs or offerings for use in our own business.

You also grant us, and anyone authorized by us, the right to identify you as the author of any of  your comments, posts, photos, images, videos or other contributions by name, email address,  or  screen  name.  You  acknowledge  that  we  have  the  right  but  not the  obligation  to  use  and  display  any  contributions  from  you  of  any  kind  and  that  we  may  elect  to  cease  the  use  and  display of any such contributions on our Programs, Products, Services and/or program materials  at any time for any reason whatsoever.   

Media Release

By participating in our products and services, and using our Program  Materials,  including  our  Facebook  community,  you  consent  to  photographs,  videos,  and/or  audio recordings that may be made that may contain you, your voice and/or your likeness. In  our  sole  discretion,  we  reserve  the  right  to  use  these  photographs,  videos,  and  or/audio  recordings  and/or  any  other  materials  submitted  by  you  to  us  in  connection  with  your  participation in our Program, Product or Services in our current or future Programs, Products or  Services,  and/or  our  marketing  or  promotional  efforts,  without  compensation  to  you  at  any  time, now or at any time in the future.    

Request for Permission to Use Content

Any  request  for  written  permission  to  use  our  Programs,  Products,  Services  or  Program  Materials,  in whole  or  in  part,  or any  other  intellectual  property  or  property  belonging  to  us  (“Content”), should be made BEFORE you wish to use it by completing the “Contact Us” form on  this Website, or by sending an email to hello@brittanyratelle.com.   

We  very  clearly  state  that  you  may  not  use  our  Programs,  Products,  Services  or  Program  Materials, in whole or in part, in any way  that is contrary  to  these Terms of Use unless we  have given you specific written permission to do so.   If you are granted permission by us, you agree to use the specific Content that we allow and  ONLY in the ways for which we have given you our written permission.  If  you  choose  to  use  the  content  in  ways  that  we  do  not  specifically  give  you  written  permission, you agree now that you will be treated as if you had copied, duplicated and/or  stolen such Content from us, and you consent to immediately stop using such Content and to  take whatever actions as we may request and by the methods and in the time frame that we  prescribe to protect our intellectual property and ownership rights in our Programs, Products,  Services or program materials.  

Security

When you apply for, enroll in, purchase or use our Programs, Products or Services, or Program  Materials we may seek and collect personal data and information including but not limited to  your  name,  email  address,  phone  number,  billing  information,  credit  card  or  payment  information,  demographic  information,  preferences,  interests,  or  other  personally‐identifying  information (“Confidential Information”).   By providing such Confidential Information to us, you grant us permission to use and store such  Confidential  Information.    We,  in  turn,  will  use  our  best  efforts  to  keep  your  Confidential  Information  safe,  secure  and  confidential.  We  take  precautions to  protect  such  Confidential  Information. When  you  submit  Confidential Information  via  our  Program,  Product,  Service  or  program materials, we take measures to protect the security of your Confidential Information  both online and offline.   However,  due  to  the  nature  of  the  Internet,  we  cannot  completely  ensure  or  warrant  the  security of your Confidential Information or of any other data or information transmitted to us  or  through  our  services;  therefore  submitting  Confidential  Information,  data  or  other  information is done at your own risk.   We  have  security  measures  in  place  to  prevent  the  loss,  misuse,  and  alteration  of  the  information that is obtained from you, but we make no assurances about our ability to prevent  any  such  loss,  misuse,  to  you  or  to  any  third  party  arising  out  of  any  such  loss,  misuse,  or  alteration.

Personal Responsibility and Assumption of Risk

As  a  Licensee,  you  agree  that  you  are  using  your  own  judgment  in  using  our  Programs,  Products, Services and program materials and you agree that you are doing so at your own risk.  Our Programs, Products, Services and program materials are for informational and educational  purposes  only.  You  agree  and  understand  that  you  assume  all  risks  and  no  results  are  guaranteed in any way related to our Programs, Products, Services and program materials. Our  Programs, Products, Services and program materials are merely to provide you with education  and tools to help you make your own decisions for yourself. You are solely responsible for your  actions, decisions and results based on the use, misuse or nonuse of our Programs, Products,  Services and program materials.  We take every precaution to protect our Programs, Products, Services and program materials.

However,  due  to  the  nature  of  the  Internet,  we  cannot  completely  ensure  or  warrant  the  security  of  the  Programs,  Products,  Services  and  Program  Materials  or  the  contributions  or  information  transmitted  to us on or  through our Website or our Programs, Products, Services  and program materials. Submitting contributions or information on our through our Programs,  Products,  Services  and  Program  Materials  is  done  entirely  at  your  own  risk.  We  make  no  assurances about our ability to prevent any such loss or damage to you or to any other person,  company or entity arising out of use of our Programs, Products, Services and program materials  and you agree that you are assuming such risks.

Disclaimer

Our Programs, Products, Services, and program materials are for informational and educational  purposes only. To the fullest extent permitted by law, we expressly exclude any liability for any  direct, indirect or consequential loss or damage incurred by you or others in connection with  our  Programs,  Products,  Services,  and  Program  Materials,  including  without  limitation  any  liability  for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or  business interruptions, misapplication of information, physical or mental disease, condition or  issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of  business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted  time and for any other loss or damage of any kind, however and whether caused by negligence,  breach of contract, or otherwise, even if  foreseeable. You specifically acknowledge and agree  that we are  not liable  for any  defamatory,  offensive  or illegal  conduct  of any  other  Program,  Product, Service or program materials participant or user, including you.   

Medical  Disclaimer

Our  Programs,  Products,  Services,  and  Program  Materials  are  not  to  be  perceived  as  or  relied  upon  in  any  way  as  medical  advice  or  mental  health  advice.  The  information provided  through our Programs, Products, Services, and program materials is not  intended to be a substitute for professional medical advice, diagnosis or treatment that can be  provided  by  your  own  physician,  nurse  practitioner,  physician  assistant,  therapist,  counselor,  mental health practitioner, licensed dietitian or nutritionist, member of the clergy, or any other  licensed or registered healthcare professional. Do not disregard professional medical advice or  delay  seeking  professional  advice  because  of  information  you  have  read  in  our  Programs,  Products,  Services,  and  Program  Materials,  or  received  from  us.  Do  not  stop  taking  any  medications without speaking to your physician, nurse practitioner, physician assistant, mental  health  provider  or  other  health  care  professional.  If  you  have  or  suspect  that  you  have  a  medical or mental health issue, contact your own health care provider promptly.  We are not  providing  health  care, medical  or  nutrition  therapy  services  or attempting  to  diagnose,  treat,  prevent  or  cure in any manner whatsoever any  physical ailment, or any mental  or emotional  issue,  disease  or  condition.  We  are  not  giving  medical,  psychological,  or  religious  advice  whatsoever.   

Legal and Financial Disclaimer.

Our  Programs,  Products, Services, and  program materials are  not  to  be  perceived  or  relied  upon  in  any  way  as  business,  financial  or  legal  advice.  The  information provided  through our Programs, Products, Services, and program materials is not  intended  to  be  a  substitute  for  professional  advice  that  can  be  provided  by  your  own  accountant, lawyer, or financial advisor. We are not giving financial or legal advice in any way.  You are hereby advised to consult with your own accountant, lawyer or financial advisor for any  and all  questions and  concerns you  have  regarding your  own income and  taxes  pertaining  to  your  specific  financial  and/or  legal  situation.  You  agree  that we  are  not  responsible  for  your  earnings,  the  success  or  failure  of  your  business  decisions,  the  increase  or  decrease  of  your  finances  or  income  level,  or  any  other  result  of  any  kind  that  you  may  have  as  a  result  of  information  presented  to  you  through  our  Programs,  Products,  Services,  and  Program  Materials. You are solely responsible for your results.  

Earnings Disclaimer

You acknowledge that we have not and do not make any representations  as  to  the  health  physical,  mental,  emotional,  spiritual  or  health  benefits,  future  income,  expenses,  sales volume  or  potential  profitability  or loss  of any kind  that may  be  derived as a  result of your participation in this Program, Product, Services or program materials. We cannot  and do not guarantee  that you will attain a particular  result, positive or negative,  financial or  otherwise, through the use of our Programs, Products, Services and program materials and you  accept  and  understand  that  results  differ  for  each  individual.  We  also  expressly  disclaim  responsibility  in  any  way  for  the  choices,  actions,  results,  use,  misuse  or  non‐use  of  the  information provided or obtained through any of our Programs, Products, Services or Program  Materials. You agree that your results are strictly your own and we are not liable or responsible  in any way for your results.  

Warranties  Disclaimer

WE  MAKE  NO  WARRANTIES  AS  TO  OUR  PROGRAMS,  PRODUCTS,  SERVICES, OR program materials. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR  PROGRAM  MATERIALS  ARE  PROVIDED  “AS  IS”  AND  WITHOUT  WARRANTIES  OF  ANY  KIND  EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE  LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO,  IMPLIED  WARRANTIES  OF  MERCHANTABILITY,  FITNESS  FOR  A  PARTICULAR  PURPOSE,  AND  NON‐INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR  PROGRAM  MATERIALS  WILL  BE  FUNCTIONAL,  UNINTERRUPTED,  CORRECT,  COMPLETE,  APPROPRIATE,  OR  ERROR‐FREE,  THAT DEFECTS WILL  BE  CORRECTED,  OR  THAT  ANY  PART  OF  THE WEBSITE,  CONTENT  ARE  FREE  OF  VIRUSES  OR  OTHER  HARMFUL  COMPONENTS. WE  DO  NOT WARRANT OR MAKE  ANY  REPRESENTATIONS  REGARDING  THE  USE OR  THE  RESULTS OF  THE  USE  OF  OUR  PROGRAM,  PRODUCT  OR  SERVICES  MATERIALS  OR  ON  THIRD‐PARTY  WEBSITES  IN  TERMS  OF  THEIR  CORRECTNESS,  ACCURACY,  TIMELINESS,  RELIABILITY  OR  OTHERWISE.  

Technology  Disclaimer

We  try  to  ensure  that  the  availability  and  delivery  of  our  Programs,  Products, Services and program materials is uninterrupted and error‐free, including our content  and  communications  through  methods  like  our  Website,  member  forum,  private  Facebook  groups,  email  communications,  videos,  audio  recordings,  webinars,  recorded  webinars,  teleseminars, recorded teleseminars, emails, downloadable Mp3 audio files, downloadable PDF  printed  transcripts,  downloadable  PDF  handouts/slides,  handouts,  ebooks,  or  any  other  materials  provided  by  us  to you. However, we  cannot guarantee  that your access will  not  be  suspended  or  restricted  from  time  to  time,  including  to  allow  for  repairs,  maintenance  or  updates, although, of course, we will try to limit the  frequency and duration of suspension or  restriction. To the fullest extent permitted by law, we will be not be liable to you for damages  or  refunds,  or  for  any  other  recourse,  should  our  Programs,  Products,  Services  or  Program  Materials become unavailable or access  to  the  them becomes slow or incomplete due  to any  reason,  such  as  system  back‐up  procedures,  internet  traffic  volume,  upgrades,  overload  of  requests to the servers, general network failures or delays, or any other cause which may from  time to time make our Programs, Products, Services or program materials inaccessible to you.

Errors  and  Omissions

We  make  no  warranty  or  guarantee  as  to  the  accuracy,  timeliness,  performance,  completeness  or  suitability  of  the  information  in  our  Programs,  Products,  Services,  and  Program  Materials.  Every  effort  has  been  made  to  present  you  with  the  most  accurate,  up‐to‐date  information,  but  because  the  nature  of  scientific  research  is  constantly  evolving, we  cannot  be  held  responsible  or accountable  for  the accuracy  of  our  content. You  acknowledge that such information may contain inaccuracies or errors and we are not liable for  any such inaccuracies or errors to the fullest extent permitted by law.  

Links to Other Websites

We may provide links and pointers to other websites maintained by  third  parties  that  may  take  you  outside  of  our  Programs,  Products,  Services  or  Program  Materials. These  links are  provided  for  your  convenience and  the  inclusion  of any  link  in  our  Programs,  Products,  Services  or  Program  Materials  to  any  other website  does  not  imply  our  endorsement, sponsorship, or approval of that website or its owner. We do not endorse and we  are  not  responsible  for  the views, opinions,  facts, advice, or statements  provided  by external  resources referenced in our Website or its Content, or their accuracy or reliability. We assume  no  responsibility  for  errors  or  omissions  caused  by  other  websites  that  may  be  included  our  Programs,  Products, Services  or  program materials. We  have  no  control  over  the contents  or  functionality  of  those  websites  and  so  we  accept  no  responsibility  for  any  loss,  damage,  or  otherwise  that  may  arise  from  your  use  of  them  and  therefore  we  do  not  guarantee  the  accuracy,  completeness,  or  usefulness  of  any  other  website  or  their  content.  It  is  your  responsibility to review the terms and conditions and privacy policies of those linked websites  to confirm that you understand and agree with those policies.  By purchasing and/or using our Programs, Products, Services or program materials in any way  or  for any  reason, you also implicitly agree  to our  full Disclaimer which may be  found on our  Website.   

Indemnification, Limitation of Liability and Release of Claims Indemnification

You agree at all times to defend, indemnify and hold harmless our Company,  as well as any of our affiliates, agents, contractors, officers, directors, shareholders, employees,  joint  venture  partners,  successors,  transferees,  assignees,  and  licensees,  as  applicable,  from  and  against  any  and  all  claims,  causes  of  action,  damages,  liabilities,  costs  and  expenses,  including legal fees and expenses, arising out of or related to our Programs, Products, Services  or program materials, or your breach of any obligation, warranty, representation or covenant  set forth in these Terms and Conditions or in any other agreement with us.  

Limitation of Liability

We will not be held responsible or liable in any way for the information,  products  or  materials  that  you  request  or  receive  through  or  on  our  Programs,  Products,  Services or program materials. We do not assume liability for accidents, delays, injuries, harm,  loss,  damage,  death,  lost  profits,  personal  or  business  interruptions,  misapplication  of  information,  physical  or  mental  disease,  condition  or  issue,  or  otherwise,  due  to  any  act  or  default  of  anyone  or  any  business,  whether  owners,  staff,  agents,  joint  venture  partners,  contractors, vendors, affiliates or otherwise, affiliated with us.  We do not assume liability  for  any  owners,  staff, agents, joint venture  partners,  contractors, vendors, affiliates  or  otherwise  who is engaged in rendering our Programs, Products, Services or program materials, or in any  way or in any location. In the event that you use our Programs, Products, Services or Program  Materials  or  any  other  information  provided  by  us  or  affiliated  with  us,  we  assume  no  responsibility.   

Release  of  Claims

In  no event  will  we  be  liable  to any  party  for any  type  of  direct,  indirect,  special,  incidental,  equitable  or  consequential  damages  for  any  use  of  or  reliance  on  our  Programs,  Products, Services or  program materials, or on  those affiliated with us in any way,  and you hereby release us from any and all claims; including, without limitation, those related  to lost profits, personal or business interruptions, personal injuries, accidents, misapplication of  information,  or  any  other  loss,  physical  or  mental  disease,  condition  or  issue,  or  otherwise,  even if we are expressly advised of the possibility of such damages or difficulties.    

Your Conduct

You are agreeing that you will not use our Programs, Products, Services or program materials in  any way that causes or is likely to cause the Programs, Products, Services or program materials,  or access to them either to be interrupted, damaged or impaired in any way. You understand  that you are  solely  responsible  for all electronic communications and content  sent  from your  computer to this Website and its Content and to us.

You must use the Programs, Products, Services or program materials for lawful purposes only.   

You agree that you will not use our Programs, Products, Services or program materials in any of  the following ways:   

For fraudulent purposes or in connection with a criminal offense or otherwise carry out  any unlawful activity   

• To send, use or reuse any material that is illegal, offensive, abusive, indecent, harmful,  defamatory,  obscene  or  menacing,  threatening,  objectionable,  invasive  of  privacy,  in  breach  of  confidence,  infringement  of  any  intellectual  property  rights,  or  that  may otherwise may injure others   
• To  send,  negatively  impact,  or  infect  our  Programs,  Products,  Services  or  Program  Materials with software viruses or any other harmful or similar computer code designed  to  adversely  affect  the  operation  of  any  computer  software  or  hardware,  commercial  solicitation, chain letters, mass mailings or any spam, whether intended or not  
• To cause annoyance, inconvenience or needless anxiety  
• To  impersonate  any  third  party  or  otherwise  mislead  as  to  the  origin  of  your  contributions
• To reproduce, duplicate, copy or resell any part of our Programs, Products, Services or  program materials in a way  that is  not in  compliance with  these Terms  of Use  or any  other agreement with us.

Communication Guidelines

If  you  have  a  question  or  concern  about  your  Programs,  Products,  Services,  or  Program  Materials, you may send an email to hello@brittanyratelle.com and we will do our best to  reply to your question or concern promptly.  

Purchases and Online Commerce

 If  paying  by  debit  card,  or  credit  card,  you  give  us  permission  to  automatically  charge  your  credit  or  debit  card  as  payment  for  your  Program,  Product  or  Service without  any  additional  authorization, for which you will receive an electronic receipt.   

In the event that payment is not received by the date due, you will have a three (3) day grace  period to make the payment otherwise the Program, Product or Services will not continue and  we reserve the right to cease your access immediately and permanently.  

 If  you  fail  to  make  payment  in  a  timely  manner  in  accordance  with  these  Terms  of  Use  or  voluntarily decide to withdraw from our Programs, Products or Services at any time or for any  reason  whatsoever,  you  still  will  remain  fully  responsible  for  the  full  cost  of  the  Programs,  Products and/or Services.  

All information obtained during your purchase or  transaction  for our  Programs,  Products and  Services and all of the information that you give as part of the transaction, such as your name,  address, method of payment, credit card number, and billing information, may be collected by  both us and our payment processing company.  

You agree to only purchase goods or services for yourself or for another person for whom you  are legally permitted to do so or for whom you have obtained the express consent to provide  their name, address, method of payment, credit card number, and billing information.  

You  agree  to  be  financially  responsible  for  all  purchases made by  you  or  someone  acting  on  your  behalf.  You  agree  to  use  our  Programs,  Products,  Services,  and  Program  Materials  for  legitimate, non‐commercial  purposes  only and  not  for  speculative,  false,  fraudulent,  or illegal  purposes.  

Since we have a clear and explicit Refund Policy in these Terms of Use that you have agreed  to prior to completing the purchase of any of our Programs, Products, or Services, we do not  tolerate or accept any type of chargeback threat or actual chargeback from your credit card  company. In  the event  that a chargeback is placed on a purchase or we receive a chargeback  threat  during  or  after  your  purchase,  we  reserve  the  right  to  report  the  incident  to  all  three  credit reporting agencies or to any other entity for inclusion in any chargeback database or for  listing as a delinquent account which could have a negative impact on your credit report score.  The information reported will include your name, email address, order date, order amount, and  billing address. Chargeback abusers wishing  to be  removed  from the database shall make  the  payment for the amount of the chargeback.  

We may use affiliates to sell our products. If you make a purchase from one of our affiliates, or any other individual or company through a  link provided on or  through our  Programs,  Products or Services (“Merchant”), all information  obtained during your purchase or transaction and all of the information that you give as part of  the transaction, such as your credit card number and contact information, may be collected by  the  merchant  and  their  payment  processing  company  as  well.  Your  participation,  correspondence or business dealings with any affiliate, individual or company on or through our  Programs,  Products  or  Services,  and  all  purchase  terms,  conditions,  representations  or  warranties  associated  with  payment,  refunds,  and/or  delivery  related  to  your  purchase,  are  solely between you and the Merchant. You agree that we shall not be responsible or liable for  any  loss,  damage,  refunds,  or  other  matters  of  any  sort  that  incurred  as  the  result  of  such  dealings  with  a  Merchant.

Payment processing companies and Merchants may have privacy and data collection practices  that  are  different  from  ours.  We  have  no  responsibility  or  liability  for  these  independent  policies  of  the  payment  processing  companies  and  Merchants.  In  addition,  when  you  make  certain  purchases  through  our  Programs,  Products  or  Services,  you  may  be  subject  to  the  additional  terms  and  conditions  of  a  payment  processing  company,  Merchant  or  us  that  specifically apply  to your purchase. For more information  regarding a Merchant and its  terms  and conditions that may apply, visit that merchant’s Website and click on its information links  or contact the Merchant directly.  

You  release  us,  our  affiliates,  our  payment  processing  company,  and  Merchants  from  any  damages  that  you  incur,  and  agree  not  to  assert  any  claims  against  us  or  them,  arising  from  your purchase through or use of our Website or its Content.  Refund Policy  Your satisfaction with your Program, Product or Service is important to us. Yet, because of the  extensive  time,  effort,  preparation  and  care  that  goes  into  creating  and/or  providing  our  Programs,  Products,  Services  and  Program  Materials,  we  have  a  no  refund  policy.  Unless  otherwise provided by law, you acknowledge  that we do not offer  refunds  for any portion of  your payment for any of our Programs, Products, and Services, and no refunds will be provided  to  you  at  any  time.  By  using  and/or  purchasing  any  of  our  Programs,  Products,  Services  or  Program  Materials,  you  understand  and  agree  that  all  sales  are final  and  no  refunds  will  be  provided.

Termination  

You  have  the  right  to  terminate  your  use  of  or  participation  in  our  Programs,  Products  or  Services at any time by sending an email to hello@brittanyratelle.com.   

We reserve the right in our sole discretion to refuse or terminate your access to our Programs,  Products,  Services  or  Program  Materials,  in  full  or  in  part,  at  any  time,  without  notice,  by  sending  you  an  email  to  the  email  address  you  provided  upon  purchase  of  the  Program,  Product or Service.  In  the event of cancellation or  termination by either of us, you will have 24 hours  to pay any  and all remaining payments or balances that are owed to us.  

Upon termination by either of us, we reserve the right to immediately refuse or terminate your  access  to  any  aspect  of  our  Programs,  Products,  Services  and/or  our  Program  Materials,  including  but  not  limited  to  our  Website,  private  forum,  email  communications,  Facebook  groups, live webinars or conference calls, or any other method of communications  related  to  our Programs, Products, Services or program materials at any  time without notice and in our  sole discretion.   All of the terms of this Terms of Use, including but not limited to all copyright, trademark, and  intellectual property rights, disclaimers, limitations of liability, release of claims, and our Refund  Policy will still apply now and in the future, even after termination by you or us.

Dispute Resolution

It  is  hoped  that  should  we  ever  have  any  differences,  we  could  be  able  to  work  them  out  amicably  through  email  correspondence.  However,  should  we  be  unable  to  seek  resolution  within a reasonable time, you agree now that that the only method of legal dispute resolution  that will be used is binding arbitration before a single arbitrator, selected jointly, in accordance  with the American Arbitration Association Rules. Prior to seeking arbitration, you must send an  email  to us at hello@brittanyratelle.com and include all of your  reasons  for dissatisfaction  with your Program. You understand and agree now that the only remedy that can be awarded  to  you  through  arbitration  is  full  refund  of  your  Payment made to  date. No  other  actions  or  financial awards of consequential damages, or any other type of damages, may be granted to  you. We  both agree  now  that  the  decision  of  the arbitrator  is  final and  binding, and may  be  entered as a judgment into any court having the appropriate jurisdiction.

  By purchasing our Programs, Products or Services you are agreeing  to a modification of  the  statute of limitations such that any arbitration must begin within one (1) year of the date of  your  e‐mail  to  me  referenced  above  or  you  waive  the  right  to  seek  dispute  resolution  by  arbitration or to take any other legal action.   You also agree that should arbitration take place, it will be held in Salt Lake City, Utah, and the  prevailing  party  shall  be  entitled  to  all  reasonable  attorneys’  fees  and  all  costs  necessary  to  enforce the decision of the arbitrator.

In  the  event  of  a  dispute  between  us,  you  agree  to  not  engage  in  any  conduct  or  communications,  public  or  private,  including  on  social  media,  designed  to  disparage  us,  our  Company, or any of our Programs, Products or Services. Where requested by law or arbitration,  of course, you are not prohibited from sharing your thoughts and opinions as a part of the legal  process.

If any terms of these Terms of Use are construed to be invalid or unenforceable for any reason,  it shall not affect the validity or enforceability of any other term which shall be given full force  and effect.

Governing Law

These Terms of Use shall be governed by the laws of the State of Utah, regardless of the  conflict of laws principles thereof.

Confidentiality and Privacy  

Confidential Information

 To  use  our  Programs,  Products,  Services  or  program materials, we  may  seek  personal  data  or  information  including  your  name,  email  address,  phone  number,  street  address,  billing  information,  birthday,  preferences,  interests,  assignments,  or  other personally‐identifying information  (“Confidential Information”), or you may offer or provide a  comment, photo, image, video or any other submission to us when using or participating in our  Programs,  Products,  Services  or  Program  Materials  (“Other  Information”).  

By  providing  such  Confidential Information or Other Information to us, you grant us permission to use and store  such information. We, in  turn, will use our best efforts  to keep your Confidential Information  safe, secure and confidential in accordance with these Terms of Use and our full Privacy Policy  which may be found on our Website. If you believe that any of your Confidential Information is  incorrect  or  incomplete,  please  contact  us as  soon as  possible. We will  promptly  correct any  Confidential Information found to be incorrect.

What We Do With  Confidential Information.   We  request and  require  various  personal  data  and/or  Confidential  Information  to  understand  your  needs  and  provide  you  with  better  services.  In  addition,  we  may  use  such  data  and  Confidential  Information  for  the  following  reasons:  (1)  for  internal  record  keeping,  (2)  to  improve  our  Programs,  Products,  Services  or  Program  Materials,  (3)  to  periodically  send  promotions  about  new  Programs,  Products  or  Services or other special offers from which you may unsubscribe at any time, (4) for aggregate,  non‐identifiable data for research purposes, (5) to customize the respective Programs, Products  or  Services  you  purchase  or  use  according  to  your  interests  and/or  (6)  for  support  or  communication related to your Program, Product, Service or program materials.  

Storage

All data and Confidential Information is stored  through a data management system.  This  data and  Confidential Information  can  only  be accessed  by those who  help manage  that  information in order to deliver email or otherwise contact those who would like to receive our  correspondence.  You agree and acknowledge  that we, including but not limited  to our  team,  staff and affiliates, and  those who manage  the data management system may have access  to  your  Confidential  Information.  

Confidentiality and Disclosure.

All Confidential Information will be held in confidentiality and  will not be disclosed to third parties, except that we may disclose Confidential Information and  personally identifiable information: (1) pursuant to this terms of these Terms of Use and Privacy  Policy and our Disclaimer, (2) if we are required to do so by law, (3) in the good‐faith belief that  such action is necessary to conform to the law, (4) to comply with any legal process served on  either us or our partners, sponsors, investors, or affiliates, (5) to protect and defend our rights  or property or those of our users or purchasers, and/or (6) to act as immediately necessary in  order  to  protect  the  personal  safety  of  our  users,  purchasers, or  the  public. We will  not  sell,  distribute  or  lease  your  Confidential  Information  to  third  parties  unless  we  have  your  permission or are required by law to do so.  

Viewing  by  Others

Note  that  whenever  you  make  your  Confidential  Information  or  Other  Information available  for viewing by others such as  through our Programs, Products, Services,  or  Program  Materials,  our  Website  or  social  media,  the  Confidential  Information  or  Other  Information  that  you  share  also  can  be  seen,  collected  and  used  others,  and  therefore,  we  cannot be responsible  for any unauthorized use by others of such Confidential Information or  Other Information that you voluntarily share online or in any other manner.  

How We Use Cookies

 We may use the standard “cookies” feature of major web browsers. We  do  not  set  any  Confidential  Information  in  cookies,  nor  do  we  employ  any  data‐capture  mechanisms  on  our Website  other  than  cookies.  You may  choose  to  disable  cookies  through  your  own  web  browser’s  settings.  However,  disabling  this  function  may  diminish  your  experience on the Website and some features of our Programs, Products, Services or Program  Materials  may  not  work  as  intended. We  have  no  access  to  or  control  over  any  information  collected by other individuals, companies or entities whose website or materials may be linked  to our Programs, Products, Services or program materials.  

Passwords.

To use certain features of our Programs, Products, Services, or program materials,  you  may  be  issued  a  group  username  and  password  or  a  unique  individual  username  and  password, which you will receive through your registration and/or purchase process. You may  be  able  to  change  to  username  and/or  password  of  your  choosing.  You  are  responsible  for  maintaining  the  confidentiality  of  the  password  and  account,  and  are  responsible  for  all  activities (whether by you or by others) that occur under your password or account. You are not  permitted to share your username and/or password with anyone. If we learn you have shared  your  username  and/or  password  with  another  person,  we  reserve  the  right  to  immediately  terminate  your  access  to  the  Program,  Product,  Service,  program materials, Website,  private  forum, Facebook group or any other related communication. It is your responsibility to protect  your own password from disclosure to others. We cannot and will not be liable for any loss or  damage  arising  from  your  failure  to  protect  your  password  or  account  information.  You  are  responsible for activities that take place using your password(s) and within your account. If you  share  your  password(s)  with  anyone,  they  may  be  able  to  obtain  access  to  your  personal  information at your  own  risk. You agree  to  notify  us immediately  of any  unauthorized  use of  your  password  or  account  or  any  other  breach  of  security,  and  to ensure  that  you exit  from  your  account  at  the  end  of  each  session.  By  using  our  Programs,  Products  and  Services,  you  agree to enter true and accurate information as part of the registration, purchase process and  otherwise. If you enter a false email address, we have the right to immediately inactivate your  account. We will use our best efforts to keep your password(s) private and will not otherwise  share your password(s) without your consent, except as necessary when the law requires it or  in the good faith belief that such action is necessary, particularly when disclosure is necessary  to identify, contact or bring legal action against someone who may be causing injury to others  or interfering with our rights or property.  

If  you  have  any  questions  about  any  term  of  these  Terms  of  Use,  please  contact  us  at  hello@brittanyratelle.com. Thank you.